New legislation limiting the use of genetic testing information by life insurers

What is changing?

As of 8 October 2026, life insurers cannot use genetic testing information when deciding to offer life insurance, or the terms of that insurance.

This means a genetic test result cannot be used to decline or limit cover, or increase the premium charged.

Your support will help people prepare for and better understand these legislative changes. 

Ready-to-use stakeholder kit by Genomics WA

• Key messages
• Factsheet including FAQs
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More information

For more information, please visit Genetic Testing and Life Insurance.

Any queries can be directed to Genomics Australia at GenomicsAustralia@health.gov.au.